Monday, February 6, 2017

I believe, based on his words and actions before, during, and after the campaign and since his inauguration, that the idiot in the White House - Donald J Trump - is mentally unstable.
Trump suffers acutely from Narcissistic Personality Disorder.  This mental disorder makes him incapable of intelligent and rational thought or action, incapable of dealing with criticism and challenges like a mature adult, and prevents him from competently discharging his duties as President of the United States.
Trump clearly displays all the symptoms of this disorder, which, according to the Mayo Clinic, include:
• Having an exaggerated sense of self-importance.
• Expecting to be recognized as superior even without achievements that warrant it.
• Exaggerating your achievements and talents.
• Requiring constant admiration.
• Having an inability or unwillingness to recognize the needs and feelings of others.
A person suffering from this mental disorder has “trouble handling anything that may be perceived as criticism”.  Trump clearly reacts with rage or contempt and belittles anyone who disagrees with or criticizes him.  
John D Gartner, a practicing psychotherapist who taught psychiatric residents at Johns Hopkins University Medical School, has publicly stated that “Donald Trump is dangerously mentally ill and temperamentally incapable of being President.”  Gartner believes Trump has “Malignant Narcissism”, a syndrome characterized by a narcissistic personality disorder, antisocial features, paranoid traits, an absence of conscience, a psychological need for power, and a sense of grandiosity.  
I feel very strongly that his mental disability makes Trump a disaster waiting to happen, and truly fear for the future of the United States and the world if he is permitted to remain President.  I urge Vice President Pence, Paul Ryan, Mitch McConnell and Congress to work together to remove Trump from office for mental incompetence under Section 4 of the Twenty-fifth Amendment to the United States Constitution before it is too late.
The Republican Party does not need Trump.  The longer Trump remains in office the more damage his mentally unstable behavior will do to the Republican Party, as well as to the country and the world. If he remains for the full four years of his term it is likely that the Republicans will lose not only the Presidency but also its current majority in both houses of Congress in 2020.
The Republican Party currently controls the House, the Senate, and the White House. Although they do not actually “control” the White House – it is impossible to “control” Trump. While being the ultimate narcissist he can be easily played, but he is truly unstable and unpredictable.
America, the world, and the Republican Party will be better off if Trump is removed from office. With Trump gone the Republican Party will have Mike Pence, a more “normal” and “legitimate” Party loyalist, as President (although I do oppose Pence’s extreme “evangelical” political philosophy and agenda, anyone is better than the current idiot), and their continued majority in Congress will be more secure. 
And, most important, America will be safe, and can go back to being great again!

Monday, November 14, 2016


I’m back!  I thought I would make one last try with my non-tax personal blog before giving up for good.  A different format again this time – kind of inspired by the “Webb Page” column (the author’s first name is Webb) in a local free advertiser. 

Last Tuesday was Election Day.  I was truly saddened by the results of the election.  For the first time in my life I felt ashamed to be an American.  America was great before November 8th – but on January 1st it will be great no more.  

While I did not have the same problems with Clinton that many people, including some close friends, did, I voted Democrat this time, at least for President, more as a vote AGAINST dangerous, deplorable, despicable mentally unstable narcissist Donald J Trump – who many, myself included, have branded “the worst major Party candidate in history” – than a vote for Clinton.

As I waxed poetic in a pre-election “tweet” –

Last time around I voted for Mitt.
But I can’t vote for Trump, ‘cause he’s a piece of shit.

I am extremely proud to have vocally and aggressively denounced and opposed Dangerous Donald consistently and constantly – on Twitter and Facebook, at THE WANDERING TAX PRO, in conversations with friends and clients, and in online comments and letters to the editors of local newspapers – throughout the campaign - and I will continue to vocally and aggressively denounce and oppose President Trump and his nonsensical “alleged” policies. 

As I “tweeted” on Wednesday morning –

Our first priority beginning today is to make sure that Trump will be a one-term only President!

This was my second Presidential election as a resident of Pennsylvania.  The first time was in 2012, a few months after my move from Jersey City NJ. 

As I introduced myself to the “panel” at my polling place and was signing in on Election Day 2012 the Republican “challenger”, who had overheard that I was a new PA resident, came over to welcome me, publicly announcing (I assume jokingly) –

Here in Pennsylvania the Republicans pay $20.00 per vote.”

My response –

I just came from Hudson County, NJ where the Democrats paid $25.00 per vote.”

I was not upset or offended by the challenger’s greeting, and accepted it as a joke.  But I couldn’t help thinking that if he had said that to me at a Jersey City polling place he would have been promptly physically evicted, and possibly taken to jail.

Just one of the many differences between life in rural PA and life in metropolitan NJ.

I did vote Republican that day – but I never got my $20.00!

Actually I had, for a time, been paid to vote Republican in Hudson County.  My parents were a rarity in Jersey City – registered Republicans.  My father was a Republican Committeeman and both parents were judges on election panels representing the Republican Party.  I also worked on the polls a couple of years in my 20s for some extra money – and had to register and vote Republican during the primaries to be able to do so, despite being, at the time, more supportive of Democratic Party policies.

As for this year’s Senate election – the constant negative ads for both candidates totally turned me off.  There appeared to be no difference between them – according to the ads they were both selfish and uncaring millionaires only interested in lining their pockets.  I voted for the Libertarian candidate.

FYI – I posted about “What We Learned From This Election” at THE WANDERING TAX PRO last Thursday. 

And also FYI - I will be initiating a new blog - THE LIBERTY TIMES - to continue denouncing and opposing Donald Trump very soon.  I will let you know here and at THE WANDERING TAX PRO when it is up. 
Also last Thursday I drove to Glen Rock NJ for my semi-annual “Boys Night Out” dinner with friends from grammar school, high school, and college.  We have been getting together twice a year for decades now.  The group has been reduced lately as two retired and moved to other states.  One new member, who I have known for over 50 years, was welcomed a couple of years ago to fill in the loss. 

The event had been referred to as a “Booze and Schmooze” in the past – but lately, as we have aged, there has been much more Schmooze than Booze.

Finally, last week I finished proof-reading a new special tax e-book – ROBERT D FLACH’S GUIDE TO SCHEDULE A – and went to press.  It discusses in detail just about everything you always wanted to know about itemizing deductions on your 2016 Schedule A.  Click here to read more about it.

TAFN – “Talk” to you next week.
 It’s that time of the year again –
time for year-end tax planning!
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or $4.00 in print form send via postal mail.
Click here for more information.

Thursday, September 15, 2016

SEPTEMBER 15, 2016

I have had a plaque on display in my office for decades now which states - “If you can’t dazzle them with brilliance, baffle them with bullshit.”
This seems to be the creed of Dangerous Donald Trump.  He has certainly not demonstrated any brilliance, or for that fact much intelligence, and just about everything he says is pure bullshit. 
While he has baffled enough with his bullshit to become the Republican nominee for President, let us pray that most voters in November see him for the dangerous narcissist he is.
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I enjoyed watching “Money Monster” on On Demand last week.  It is also now out on DVD. 
George Clooney as an over-the-top “Cramer-esque” (I used to write for Jim Cramer’s online financial portal) tv investment show host taken hostage while on the air by a frustrated and disgruntled investor, Julia Roberts as his director, and directed by Jodie Foster.
A truly entertaining film, with Clooney great as the initially scared shitless tv personality who eventually rises to the occasion, led on via earpiece by Roberts in a certainly non-glamorous role.
If I have any comment, and it is a comment and not a criticism, it is that there seemed to me to be too many gratuitous “f-bombs”.
I recommend this movie – two thumbs up!
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The 2nd Amendment has absolutely nothing to do with the right of an individual citizen to own a gun.  It was written to appease those among our Founding Fathers who opposed a national Army.
This amendment does not simply say “the right of the people to keep and bear Arms, shall not be infringed."  It says "A well-regulated Militia, being necessary to the security of a free State, the right of the people to keep and bear Arms, shall not be infringed."  The important wording in the Amendment is “A well-regulated militia being necessary to the security of a free state”. The Founding Fathers preferred state militias to a national army.
Our Founding Fathers were afraid of standing armies.  They wanted to maintain the authority of the individual state militias that had made up Washington’s Revolutionary Army.  The members of Congress during that first gun debate believed that “standing armies in a time of peace are dangerous to liberty”. Those were the exact words used in the state of New York’s amendment to the gun debate.
James Madison, political theorist, American statesman, and the 4th President hailed as the "Father of the Constitution" for his role in drafting and promoting the Constitution and the Bill of Rights, believed, “Oppressors can tyrannize only when they achieve a standing army, an enslaved press, and a disarmed populace.”
Had the early framers of the Constitution supported a standing army during times of peace there would be no need for a “well-regulated militia”, and thus no need for the 2nd Amendment.
Instead, they openly opposed a standing army during times of peace. Want proof? In the entire Constitution, there are no time limits on the power of Congress to raise money and pay for anything – except an Army. We can have a Navy forever. We can have roads or bridges or post offices or pretty much anything else that supports the ‘general welfare’ without limit and in perpetuity. But an Army? That had to be re-evaluated every two years, when all spending for the past two years of army was zeroed out. It's right there in Article 1, Section 8, line twelve reads that Congress has the power: "To raise and support Armies, but no Appropriation of Money to that Use shall be for a longer Term than two Years."
The Founding Fathers were well aware, based on the history of Europe, that military coups by a standing army were a great threat to any nation. So they required a re-evaluation of the need for a national army every two years.
This is what I believe -
A mentally stable, law-abiding citizen should be able to purchase and own a traditional “one shot at a time” pistol or rifle for the purpose of hunting, target shooting, or, in limited situations, protection.  But it should be illegal for an individual or organization to purchase and own an AK-47, an assault rifle, or any such weapon.  By the very nature of its name, the obvious purpose of such a weapon is “assault” and not hunting, target shooting, or protection.
In order to purchase and own a gun an individual should first obtain a license, issued by one’s state of residence – similar to the current driver’s license system.  A thorough background check must be required as part of the licensing process.  And, similar to a driver’s license, in order to obtain a license an individual must pass a written test and a “demonstration” test, like a driving test, to show that the individual knows how to operate and maintain a gun.  As with motor vehicle licenses there would be age restrictions.
And if a person is considered potentially dangerous enough not to be able to fly he or she should not be able to obtain a gun license.  No fly – no gun!
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I have been revisiting reruns of one of my favorite television shows of the mid-2000’s – “Numbers” – now on Fridays on ION Television (the station formerly known as Pax).
It was a unique take on the police, in this case FBI, procedural, using math instead of forensics to solve crimes.  The show combined crime drama with the family dynamic of the Eppes men (father and sons).
The show, produced by the movie director Scott brothers (Ridley and Tony), had an excellent and talented ensemble cast of familiar and then new faces playing unique characters.
If you did not watch this show the first time around now is a good time to be introduced to it.
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I have always enjoyed British television police and courtroom crime dramas and mysteries, finding them to be, to a degree, superior to American tv series.
Over the past several years I have also discovered many Australian tv series of this genre, which are equally engaging and entertaining.
My first find, in the late 2000s, was “City Homicide”.  That was followed by “The Strip”.  I discovered both via free online venues.
Upon subscribing to Netflix-like I came across “Miss Fisher's Murder Mysteries”, a period mystery with a flapper heiress as the detective, and “Mr & Mrs Murder” about a couple who operate a crime-scene clean-up company.
Most recently I have found “The Brokenwood Mysteries” (actually from New Zealand) and “Janet King”, about a lesbian crown prosecutor, on and “The Doctor Blake Mysteries”, another period piece, on YouTube.
If you get a chance, please check out any of these Australian series you can find and let me know what you think.
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What is wrong with the "great unwashed masses"?
Libertarian Presidential candidate Gary Johnson, the intelligent and rational alternative to Dangerous Donald for real Republicans and conservatives, doesn't know the name of a city or region in Syria and he is called unfit to be President.
Donald Trump shows his ignorance and the fact that he is unfit to be President every single time he opens his mouth, and according to the polls the race is still close.
Do you really think Trump knew what Alelppo was before the issue with Johnson became public?
Johnson showed that he is an honest and intelligent man with his response to the FU –
This morning, I began my day be setting aside any doubt that I’m human.  Yes, I understand the dynamics of the Syrian conflict – I talk about them every day.  But hit with ‘What about Aleppo?’, I immediately was thinking about an acronym, not the Syrian conflict.  I blanked.  It happens, and it will happen again during the course of this campaign.
Can I name every city in Syria?  No.  Should I have identified Aleppo?  Yes.  Do I understand its significance?  Yes.
As Governor, there were many things I didn't know off the top of my head.  But I succeeded by surrounding myself with the right people, getting to the bottom of important issues, and making principled decisions.  It worked.  That is what a President must do."
Even Hillary admits and takes responsibility for her mistakes.  It is only Trump who never admits he was wrong, and even lies about what he has said in the past, because of his delusion that he has Pope-like infallibility.
What will it take for the Republican Party and American voters to tell dangerous narcissist Trump, "You're fired!"?
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Your thoughts and comments on my ramblings are welcomed.  Comment below or email them to me at with "Ramblings" in the subject line.

Do you want to learn how to pay the absolute least amount of federal and state income tax possible – and experience the joy of avoiding taxes?  Click here to check out my library of tax planning and preparation books, guides, reports, and newsletters.

Tuesday, August 30, 2016

AUGUST 30, 2016

I was sorry to hear of the ending of two excellent police procedurals – one from each side of the “pond”.  The final episode of “Inspector Lewis” recently aired on MASTERPIECE MYSTERY on PBS, and the there is only one more episode of “Rizzoli & Isles” on TNT.
“Inspector Lewis” was a continuation of the “Inspector Morse” series, from the books by Colin Dexter, with Morse’s Sergeant taking over as an Inspector.  It was interesting to watch the evolution and maturity of Kevin Whately’s character Robert Lewis over 30 years of episodes.  Laurence Fox’s Sergeant James Hathaway was a complicated and interesting character.  FYI, Kevin Whately also starred in the British series “The Broker’s Man” which is available on Acorn.       
“Rizzoli & Isles” was very loosely based on the series of novels by Tess Gerritsen.  However the television version is different from the books, taking place in a “parallel universe” where the only true similarities, other than being about a Boston police officer and coroner, are the names of the major and supporting characters.
The Colin Dexter characters have become somewhat of a British franchise, with “Inspector Morse” spinning off first “Inspector Lewis” and then “Endeavor” about the early exploits of young Police Constable Morse.  Along the lines of “Endeavor”, I have suggested that a series about the early exploits of Lt Columbo might be an interesting idea.
I thoroughly enjoyed each show and looked forward to new seasons.  They will certainly be missed.  Perhaps each can return occasionally in the future as specials, like “Hart to Hart” returned in several tv movies after the series was cancelled.
Now if The Bachelor, Big Brother, or others of that “ilk” announced its final episode I would run out and celebrate – as I would be as happy as a pig in reality tv!
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It is one thing to support, or oppose, a political candidate based on their expressed political beliefs and convictions, on their experience, and on how you perceive their character based on past actions and your perceived results of these actions.
But when a candidate has no real political beliefs and convictions, and just spews whatever he thinks his current audience wants to hear, no experience, and no character it is impossible for intelligent citizens with a conscience to justify supporting that candidate.  The only intelligent and conscientious option is to oppose that candidate.
The only intelligent and conscientious option in the 2016 Presidential election is to oppose Donald Trump.  Voting for Donald Trump is not a viable option.
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I have found YouTube to be a constant source of unique news television and movie viewing.  Unlike NETFLIX or HULU it doesn’t cost a penny!
I recently discovered the 1995 Canadian series filmed in New Zealand titled “Mysterious Island” - loosely based on the Jules Verne book.  The book has been the source of several theatrical and television movies and series over the years, the most famous of which was the 1961 film with special effects from Ray Harryhausen and starring Herbert Lom as Nemo, which I remember watching on tv as a youth. 
I just finished “binge-watching” the first 5 episodes of the series.  No giant animals or insects in sight – but it does have Captain Nemo and the Nautilus.  The show appears to be a tale of the survival of castaways who, like the characters in the book, escaped a Confederate prison in a balloon during the Civil War and end up on an uncharted island – with Nemo observing their progress from afar as part of a scientific study, treating them as human lab animals and influencing their environment to test their behavior under stressful conditions.
The only familiar face is Alan John Scarfe as Captain Cyrus Harding.  I recognized him from the UPN time-travel television series “Seven Days” (also available on YouTube) from the late 1990s and other past tv guest appearances.
So far it has been a well-written and well-acted series that has not had to rely on special effects and monsters to keep my attention. 
I suggest you check it out. 
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Speaking of television programs –
Reality television is garbage.  The best way to describe reality tv is “a steaming pile of excrement”.
Reality tv is not educational, entertaining, or even interesting.  It has absolutely no “socially redeeming value”.
Just as it is inconceivable to me that anyone with any degree of intelligence could vote for Donald Trump for President, it is inconceivable to me that anyone with any degree of intelligence could actually watch this crap.
The term “reality tv”, as it is used to describe this heinous genre, is a misnomer.  True “reality television” is news and documentary programming.  Reality tv has absolutely nothing to do with reality.  As Mark Burnett correctly observed when selling the idea of “The Apprentice” to Trump (at least in the tv movie), “It’s not reality – it’s reality tv”.
When I talk about reality tv I am not referring to legitimate talent competitions like “American Idol”, “America’s Got Talent”, “The Voice”, and “Dancing With the Stars” (often “stars” is indeed a stretch – it should really be “Dancing With Celebrities”).  Although some of these shows may include a degree of humiliation, which is the basis of reality tv, it is not the main purpose.  I also am not referring to home improvement shows like those on HGTV and DIY.
By reality tv I mean trash like Big Brother, the Bachelor/Bachelorette, the Apprentice, any “Real Housewives” from anywhere (they are not “real” and not what I would consider “housewives”), Duck Dynasty, Dance Moms, Toddlers and Tiaras (actually soft-core porn for pedophiles), Chrisley Knows Best  (WTF is this fool Chrisley, and if he “knows best” why did he choose to humiliate himself and his family by appearing on a reality tv show?) everything on WE-TV (except the CSI Miami and Law and Order reruns), just about everything on MTV and VH-1 (these cable stations are no longer about music), anything with a Kardashian, and so on.  Unfortunately the list is almost endless.
Reality tv is both a result of and a contributing factor to the continuation of the phenomenon known as “the dumbing down of America”.
What has reality tv done?
It has taught our young that ability, education, intelligence, self-control, self-respect, and talent are no longer important or necessary for success.  Any no-talent brain-dead idiot can make lots of money and become a celebrity by acting outrageously on television.  And that a cat-fight is an appropriate option for conflict resolution.
It has given undeserved credibility to self-absorbed and self-important talent-free “personalities” like the Kardashians and Donald Trump, which has led to the almost total destruction of the Republican Party by Trump, while turning Hugh Hefner, a social and cultural icon of my youth, into a cartoon character.
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I have written special tax guides for volunteers and contributors that I am making available for free to non-profit organizations to hand out to their volunteers and contributors.  Click here to learn more.
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Both major party candidates in this election are, in varying degrees, unpopular.
Why did Hillary Clinton win the nomination?  There were not enough choices in the primaries.
Why did dangerous Donald Trump win the nomination?  There were too many choices in the primaries.
The two parties must seriously look at changing their primary rules.  The delegates who vote at convention should be based on the popular vote in the individual state primaries.  There should be no “winner take all” primaries or Party caucuses in lieu of actual voting.
So what do you think?
Your thoughts and comments on my ramblings are welcomed.  Comment below or email them to me at with "Ramblings" in the subject line.

Do you want to learn how to pay the absolute least amount of federal and state income tax possible – and experience the joy of avoiding taxes?  Click here to check out my library of tax planning and preparation books, guides, reports, and newsletters.

Monday, August 15, 2016

AUGUST 15, 2016

I very strongly believe that all Americans who care anything about freedom, democracy, civil rights, the economy, and the future of the country and the world have an obligation to publicly denounce and aggressively oppose Donald Trump and his campaign for the Presidency.

Donald J Trump is unfit to serve as President of the United States because of his mental disorder. He suffers acutely from “narcissistic personality disorder”, and because of this is incapable of acting intelligently, maturely, or rationally.   And he is incapable of dealing with criticism and challenges like a mature adult.

As a businessmen he consistently and unapologetically screwed his investors, lenders, contractors, vendors, employees, and customers while lining his pockets.  He is not a “savvy” businessman – he has had more business failures than business successes.

Dangerous narcissist Donald J Trump must NEVER be elected President!

I truly believe that real Republicans and conservatives cannot in good conscience vote for this fool.  But they do not have to vote for Hillary.  There is an alternative.  Read “The Case for Gary Johnson”.

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I am happy that Samantha Brown is back on THE TRAVEL CHANNEL with a new show. 

The show is “Track Down Samantha Brown”.  Each episode Samantha visits a different international location and viewers are provided with clues to figure out “where in the world is Samantha Brown”.

I have been disappointed with the channel’s line-up these past few years.  Years ago, before my local cable subscription included THE TRAVEL CHANNEL, I would be happy as a pig in reality tv when I travelled to a location where the hotel or motel’s cable tv selection included it – especially enjoying Samantha’s “Great Hotels” and her other travel shows.

I don’t know when original episodes are scheduled.  I guess I, and you, will just have to check out the tv schedule each day.

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I have written a guide especially for new homeowners - a detailed review of all of the special tax benefits available to homeowners.

The guide discusses –

* itemized deductions for real estate taxes, mortgage interest, points, and mortgage insurance premiums,
* the home office deduction,
* rental income and deductions for a 2-family home,
* the home sale exclusion, and
* the dreaded Alternative Minimum Tax.

It also includes a special section on Choosing a Tax Professional and Other Itemized Deductions, and special forms, schedules, and worksheets to use during the year and at tax time.

The cost of this special tax guide, sent to you as a pdf email attachment, is only $7.95.  A print version is also available for $9.95.

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Send your check of money order for $7.95 or $9.95, payable to TAXES AND ACCOUNTING, INC, and your email or postal address, to –

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If you are planning a trip to New York City I highly recommend you get tickets for the Broadway musical "Something Rotten" - one of the funniest musicals I have seen in years (I have been going to Broadway since I was 5 years old).

It is worth the price of the ticket just for the two show-stoppers - one in each Act.

Trust me - you won't be disappointed.

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The true enemy of the freedom and democracy of America is not the Muslim faith.  It is radical fanatical fundamentalist religion period - Christian, Muslim, or whatever.

Religious belief is personal and individual.  It should never be legislated, or used as the basis for legislation. 

We must remember the importance of the separation of church and state.  This means that the government cannot tell a citizen how to worship or what to believe.  It also guarantees the right of citizens not to worship and not to believe.    
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Do you want to learn how to pay the absolute least amount of federal and state income tax possible – and experience the joy of avoiding taxes? 

Click here to check out my library of tax planning and preparation books, guides, reports, and newsletters.
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Your thoughts and comments on my ramblings are welcomed.  Comment below or email them to me at with "Ramblings" in the subject line.

Do you want to learn how to pay the absolute least amount of federal and state income tax possible – and experience the joy of avoiding taxes? 
Click here to check out my library of tax planning and preparation books, guides, reports, and newsletters.